Know where your money will be in 5 years

Fyndry is a mobile-first personal finance forecasting app that shows you where your money will be — 3 months, 1 year, or 5 years into the future. Unlike traditional budgeting apps that only track past spending, Fyndry is planning-first: you set your income, expenses, and financial goals, and the app projects your financial future with AI-powered insights.

No. Fyndry works entirely without bank sync. You add your financial data manually — which means no broken bank connections, no third-party data sharing, and no privacy concerns. Your bank credentials stay with your bank.

Yes — Fyndry has a free tier with 2 accounts, a 3-month forecast, and basic budget tracking. The Starter plan (€2.99/month) adds 12-month forecasts and full budget categories. Premium (€7.99/month) unlocks 5-year forecasts, AI financial advisor, scenario modeling, and more.

YNAB is a budgeting methodology app that actively avoids forecasting — it tells you to only budget money you already have. PocketSmith offers forecasting but is desktop-first with a weak mobile experience. Fyndry combines multi-year forecasting with mobile-native design, AI insights, and no bank sync requirement — at a fraction of the price.

Fyndry processes all data within the EU using GDPR-compliant infrastructure. Your financial data is encrypted at rest, isolated per user, and never shared with third parties. We use Mistral, a French AI provider, for AI features — keeping everything under EU data protection laws.

Forecast vs. actual is a report that compares what you planned to spend against what actually happened — with AI commentary explaining why gaps exist. It's one of the most consistently requested features in personal finance communities that no competitor does well. Think of it as a financial health check that gets smarter over time.

Fyndry is launching in 2026, starting in Romania. Sign up for early access to get 3 months of Starter free, a Founding Member badge, access to our private feedback channel, and your first month of Premium free when you upgrade.

Yes — three options: calendar month, a fixed date you choose, or automatic salary-triggered periods. In salary mode, your budget month starts the moment you record your salary. No more mismatched spending periods.

You tell it — by recording your salary as income. Fyndry learns your pay rhythm and even predicts your next payday to show you a real-time spending rate.

Unlike other apps, refunds reduce your spending in the original category instead of appearing as income. Your reports show what you actually spent.